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Real Estate Investment Funding Powered By Backflip
Fix & Flip Loans • DSCR Rental Loans • New Construction • Home Equity
Close in 7–10 days. Up to 100% rehab funding. No W-2s required.
Funding Solutions
4 Ways We Fund Your Real Estate Deals
Whether you’re flipping, holding, building, or unlocking equity — Backflip has a loan built for your strategy.
Fix & Flip Loans
Close in 7–10 days. Fund up to 90% of purchase price + 100% of rehab costs. Interest-only payments keep carry costs low. No upfront lender fees.
- ✓ Loans from $75K–$5M
- ✓ Single-family & multi-unit
- ✓ Term sheets in hours
- ✓ No W-2 or tax returns
DSCR Rental Loans
Qualify on cash flow, not W-2s. Perfect for landlords scaling portfolios. 30-year fixed, 5/1 ARM, and 7/1 ARM options available.
- ✓ No personal income verification
- ✓ SFR, duplex, tri, fourplex
- ✓ 30-year fixed available
- ✓ BRRRR exit strategy ready
New Construction Loans
Ground-up funding from raw land through final inspection. Built for developers who need capital that moves as fast as your build schedule.
- ✓ Raw land to final inspection
- ✓ Competitive rates
- ✓ Draw-based disbursement
- ✓ Fast approvals
Home Equity Access
Unlock capital from properties you already own without selling. HELOC and Home Equity Investment (HEI) options for portfolio builders.
- ✓ HELOC options available
- ✓ Home Equity Investment (HEI)
- ✓ No need to sell your asset
- ✓ Fund your next deal
Simple Process
From Application to Funded in 3 Steps
Apply Online in Minutes
No lengthy paperwork. Backflip’s tech-driven platform gets you a decision fast — not weeks of waiting on a bank.
Get Your Term Sheet
Receive a detailed term sheet within hours. Know your rate, LTV, and loan amount before you ever commit.
Close & Fund Your Deal
Close in as little as 7–10 business days. Your dedicated loan specialist guides you from start to funded.
Built For Investors Like You
Stop Getting Turned Down by Banks. Start Closing Deals.
Traditional lenders don’t understand real estate investing. They look at W-2s, tax returns, and loan counts. Backflip was built specifically for investors — combining technology-driven underwriting with real human support.
Model Your Deal Before You Apply
Use the free Investment Property Financing Calculator to pressure-test your numbers. Run payment scenarios, calculate DSCR ratios, and compare cash-on-cash returns before you commit to a single dollar.
Common Questions
Real Estate Investor Funding — FAQ
What credit score do I need to qualify?
Most Backflip loan products require a minimum credit score of 620–640. However, underwriting is primarily based on the deal — the property’s ARV, your experience, and cash flow — not your personal income.
How fast can I really close?
Backflip can close fix and flip loans in as little as 7–10 business days when all documentation is submitted promptly. This is critical in competitive markets where cash buyers dominate.
Do I need to show W-2 income or tax returns?
No. Fix & flip loans are asset-based, meaning the property value drives the decision. DSCR loans qualify based on the property’s rental income — not your personal tax returns.
What loan amounts are available?
Backflip offers loans from $75,000 to $5,000,000 across fix & flip, DSCR rental, new construction, and home equity products.
Can I borrow through my LLC?
Yes. Backflip lends to individuals and investment entities including LLCs, LPs, and corporations — making it easy to keep your investment properties organized under the right structure.
Your Next Deal Is Waiting. Get Funded Today.
Pre-qualification is free. No hard credit pull. No commitment required.
🔒 Secure application | No hard credit pull | Real estate investors only
